The financial crisis isn’t just about money changers and politicians. It’s begining to put a squeeze on small business that depend on lines of credit and other financial products. As theirs is a capital-intensive business, small construction companies will likely be hard hit. If your banker isn’t returning your phone calls you might check out financing from equipment manufacturers such as Cat Financial, Case Credit, John Deere Credit, ect. They know their customers, they know the value of the equipment and they know how much money you can earn from it. I imagine they’re in better shape than the Wizards of Wall Street.